Pay your Umniah bills without incurring any fees through the UWallet or Umniah app.
Transfer money from person to person, whether to an e-wallet, a bank account, a retail establishment, a company or a government entity, locally or internationally.
Transfer Money through UWallet Application
- Enter your password, go to the Main Menu and click on Money Transfer
- On the Transfer screen, choose to transfer through your wallet number, Alias or an IBAN number, and enter the amount to be transferred in Jordanian dinars in the amount field, then confirm the transfer process by pressing Continue
- A confirmation screen will pop up on screen with a summary of the transaction and with the relevant information. To continue, enter your 4-digit password
- If the transfer process is successful, you will receive a message confirming the transaction and the value of the new balance remaining in the wallet, minus the value of the transfer fee
Once the transfer has been successfully completed, you will receive an SMS with the details as well as the new balance, which will include all the fees that have been deducted.Transfer money from person to person, whether to
an e-wallet, a bank account, a retail establishment, a company or a government
entity, locally or internationally.
UWallet can be used to pay utilities and telecommunications bills, fines, real-estate taxes and professional association dues, to name a few, among others. The eFawateercom service covers more than 82 billers and 360 services, all available on UWallet.
To use this service, select the eFawateercom icon on the UWallet application..
- To withdraw cash, visit an Umniah showroom, a participating currency exchange company or a store that provides the UWallet service. To complete the transaction, the owner of the wallet will have to present valid identification as well as the phone number associated with the wallet.
- Provide the employee with the phone number associated with your wallet, and the amount you wish to withdraw.
- Fill out and sign the withdrawal form.
- The employee will withdraw the amount from your account through the system. You will then receive an SMS with an OTP that should be given to the employee, which verifies that you are the owner of the wallet.
- The employee can then make the withdrawal, complete the transaction on the system, and hand over the cash to you.
- You will receive an SMS notifying you of the transaction, showing your new balance as well as the commission fees deducted during the transaction.
2.You can cash out from any Cairo Amman Bank or Jordan Kuwait Bank ATM, using their card-less services.
- Access the UWallet app.
- Select Cash-out from ATM and enter the password you receive via SMS.
- At the ATM machine, select the Card-less Services option.
- Then select UWallet or Mobile Phone Services.
- Enter the phone number associated with the wallet.
- Enter the number sent to you by SMS.
- Enter the amount you wish to withdraw.
- You will receive an SMS confirming the occurring withdrawal, minus the commission fees.
3. You can also cash out through the UWallet MasterCard, via any local or international ATM machine.
Ceilings for the amounts withdrawn from the wallet.
- If there are enough funds in your wallet, you may withdraw a maximum of JD1000 per transaction from any Umniah showroom or currency exchange companies that offer the UWallet service.
- Withdrawals from ATM machines are limited to JD500 per day.
- As the ceiling per transaction are regularly updated in line with Central Bank of Jordan guidelines, visit the UWallet website regularly for the latest news.
Is there a minimum or a maximum for purchases/ transfers/ withdrawals/ deposits through UWallet?
There are clear limitations imposed by the Central Bank of Jordan for all transactions conducted from UWallet accounts. These are indicated in the following table, though they are updated from time to time.
Transaction | Ceiling per transaction In JDs |
Cash deposit to the wallet (Cash in) | JD1000 per transaction |
Cash withdrawal from Umniah showrooms, currency exchange companies, and stores that provide the UWallet services | JD1000 per transaction |
Cash withdrawal from local ATM machines | JD500 daily |
Transfer from person to person, merchant or business | JD500 per transaction |
Transfer from merchant to person, merchant or business | JD500 per transaction |
Salary transfer from business to person | JD1000 per transaction |
Loan transfer from business to person | JD3000 per transaction |
Transfer from business to merchant | JD500 per transaction |
Cash withdrawal through the local card-less ATM service | JD500 daily |
Payment through eFawateercom | Unlimited |
This is a product, exclusively available to UWallet customers, offers a new way to conduct financial transactions such as purchases at certain points of sale, online shopping, and cash withdrawal from ATMs easily and safely, both locally and internationally.
How to obtain a UWallet MasterCard
Open a free UWallet account, deposit any amount into the account, keeping in mind that the wallet’s balance is the same as the balance of the card.
The advantages of the UWallet MasterCard
- Payment for purchases at points of sales, locally and internationally
- Cash withdrawal from ATMs, locally and internationally
- Shopping and paying online
- Discounts and other benefits at partner stores
- The card supports Near Field Communication Technology (NFC)
- The card is safe for online shopping
- The card may be requested through all authorized UWallet agents across the Kingdom
- To find your nearest UWallet agent, call 0788001400
- Issuing fees for the UWallet MasterCard are JD5
- The card is valid for three years
The ceilings for UWallet’s MasterCard Transactions
Transaction | Ceiling |
Purchases from local points of sale | JD500 per transaction |
Internet shopping – local websites | JD500 per transaction |
Withdrawals from local ATMs | JD500 per day |
Purchases from international points of sale | JD500 per transaction, with a maximum of JD5000 per month |
Internet shopping – international websites | JD250 per day |
Withdrawal from international ATMs | JD500 per day, with a maximum of 5 transaction or JD2000 per month |
- The ceilings indicated above are subject to change without prior notice.
- Terms and conditions apply
Contact Us
For questions and inquiries, contact us on:
Telephone: 078 800 1400
Fax: 06 200 4441
Email: info@UWallet.com
Type | Channel or Entity | Limits on Transfer (JOD) | Fees (JOD) |
Registration | Online or Through Agent | – | Free |
Cash-In | Agents | 1 – 1000 | Free |
Efawateercom | 1 – 50 | 0.2 | |
50.01 – 100 | 0.25 | ||
100.01 – 200 | 0.5 | ||
200.01 – 1000 | 1 | ||
Cash-Out | Agents | 1 – 20 | 0.5 |
20.01 – 50 | 0.75 | ||
50.01 – 1000 | 1 | ||
Cardless ATM cash withdrawal | 1 – 500 at a time, 2500 monthly | 1 | |
UWallet MasterCard ATM cash withdrawal | 1 – 500 At a time, 2500 monthly | 1 | |
Person to Person Money Transfer | UWallet Person to UWallet Person Money Transfer | 0.01 – 1000 | Free* |
Uwallet Person to Non-UWallet Person Money Transfer | 0.01 – 50 = 0.15 50.01 – 200 = 0.25 200.01 – 1000 = 0.35 | ||
Check Wallet Balance | UWallet App | N/A | Free |
Request Mini-Statement | UWallet App | N/A | Free |
eFawateercom Services | UWallet App | Different Per Service | eFawateercom Fees only |
Merchant Payments (Umniah and Others) | UWallet App and merchant apps | Different Per Service | Service price set by merchant |
Payment at Point of Sale | locally – online – Internationally | 0.01-1500 | Free |
NAF or governmental transfers except for monthly aid, deducted from the transfer amount | National Aid Fund / Governmental Entities | Up to 2000 | 0.50 |
*During Promotion period
Fees can change from service provide based on Central bank of Jordan requirements or for other reasons. Please check the table periodically for updated pricing